An official sounding voice usually claiming to be from the National Crime Agency or National Office for Serious Crimes has been cold calling unsuspecting members of the public, asking them to call back urgently. It may state that your National Insurance number has been compromised, but it’s an attempt to get you to hand over your personal details.
You may receive it in the form of a pre-recorded message or phone call that sounds threatening, so please do ignore it. Here’s how fraudsters may pressure you into giving up your details and how you can protect yourself. Action Fraud data shows it is the most reported phone scam of this year so far, having received more than 1,000 reports.
In reality, there’s very little damage anyone could do with just your National Insurance number, even if someone had access to it. But the Fraudster will use various threats to get you to reveal your other personal details, such as your name, date of birth, address and bank details which are much more valuable to criminals. They could use this information to target you with more personalised scams or try to gain access to your accounts